Cornerstone Ledgers
Accounting • Advisory • Business Solutions

Nonprofit Financial Health Planner

Estimate operating strength, program spending, reserve coverage, grant dependence, internal controls, and governance readiness for your nonprofit organization.

Built for planning—not audit or tax reporting.

Use actual monthly or annual averages whenever possible. Results update automatically and remain in your browser.

1. Revenue and Organization Information

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Average monthly nonprofit expenses

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Results update automatically as you enter or change your numbers.

2. Financial Health Snapshot

Revenue
$0
Expenses
$0
Operating Surplus
$0
Program Ratio
0%
Admin Ratio
0%
Fundraising Ratio
0%
Grant Dependence
0%
Restricted Revenue
0%
Revenue per Employee
$0

Expense mix

3. What-If Funding Planner

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Projected result after changes

Adjusted Revenue
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Adjusted Expenses
$0
Adjusted Surplus
$0

4. Reserve and Cash-Flow Check

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Reserve Coverage
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Net Working Position
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Available Unrestricted Funds
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5. Nonprofit Health Scores

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Financial Management

Reporting, budgets, restrictions, and cash oversight.

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Internal Controls

Approvals, safeguards, and accountability.

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Governance Readiness

Policies, board oversight, and operational continuity.

6. Scenario Comparison

Scenario A

Not saved yet.

Scenario B

Not saved yet.
MeasureScenario AScenario BDifference
Save both scenarios to compare them.

7. Nonprofit Financial Dashboard

Revenue$0
Expenses$0
Operating Surplus$0
Program Ratio0%
Reserve Coverage0.0 months
Grant Dependence0%
Overall Health Score0/100
Largest Expense

Automated planning insights

8. Recommended Next Actions

9. Suggested Nonprofit Reports

ReportWhy It MattersSuggested Frequency
Statement of ActivitiesShows revenue, expenses, and changes in net assets.Monthly
Statement of Financial PositionShows cash, receivables, liabilities, and net assets.Monthly
Budget vs. ActualHelps management and the board monitor performance and variances.Monthly
Restricted Funds ReportShows donor or grant restrictions and remaining balances.Monthly
Grant Revenue and Expense ReportSupports compliance and helps prevent overspending or missed reimbursements.Monthly
Program Expense ReportShows resources used by program or service area.Monthly or Quarterly
Cash-Flow ForecastHelps plan payroll, vendors, grant timing, and operating needs.Weekly or Monthly
Board Financial DashboardSummarizes reserves, revenue concentration, program spending, and financial risks.Monthly or Quarterly

10. Save or Share Your Results

Need help interpreting your results?

Return to the full planning suite, explore Cornerstone Ledgers services, or discuss your results with an advisor.

Important: This planner provides general estimates for education and planning. It does not replace audited or reviewed financial statements, grant compliance advice, tax advice, legal advice, or a professional assessment of your nonprofit’s records and controls.